I believe there is a government organization called the Department of Consumer Protection (DCP). I don't know what its function is in this regard but it has dropped the ball completely on one bogus claim by suppliers and the existence of a scam based on frightening consumers.
The first has to do with the claim of now seemingly every supplier of goods and that is "shipping is free". This false claim is intended to keep you from comparison shopping at your local merchandizer where you pick up the goods rather than have them ship it to you. These goods you buy on the internet are shipped either by FedEx, UPS or the U. S. Postal Service. Neither of these organizations is accepting and delivering packages from suppliers for free, therefore this is false advertising, which I assume is supposed to come under the purview of the so called DCP.
There is now a second organization purporting to provide you with identity theft protection. The claim is that people can hack into your computer and steal your identity (Social Security Number, Credit Card Number or Bank Account number) and siphon off all of your money. It is impossible for anyone who obtains your Social Security Number, Credit Card or Bank Account number without your complicity. Knowledge of your Social Security Card Number cannot provided access to your account with the Social Security Administration unless they are also in possession of your unique security code, which even the administrators do not know. Even if they had it and could change the bank to which all of these payments are now directed, they would have to open an account and fraudulently claim to be you to be able to withdraw funds. This could be done for one month, whereupon when you did not receive your payment you would immediately scream to the SS administration and the error would be corrected.
The credit card companies and banks operate in a similar fashion with the exception that if unauthorized withdrawals are made they will cover you for the loss and establish a new account to prevent repetition. Yes, a person who has your credit card has one chance to make a purchase of something and send it to themselves but again, it is only a one time deal and could be minimized by requiring that all purchases be sent to the buyer. Most credit card companies have algorithms that immediately flag suspicious activity or sums above a certain threshold. They do this as insurance against their liability to protect you from fraud. For example, when I purchase an airline ticket for an overseas flight I can almost time when the phone will ring asking me if I authorized this charge before they release payment from my account to the airline. As it is now you can send something to someone as a gift but again, it is only a one time possibility and can be completely avoided by immediately reporting your credit card lost or stolen. These scammers are very careful in their ads. They even have the hutzpah to parade people in the ads who claim to have lost everything to these identity thieves. Seems the government is now protecting the scammers rather than the public they are supposed to serve.